As a financial mortgage expert with two decades of experience, I’ve guided numerous real estate investors through various financing options. One such option that has gained prominence is the Debt Service Coverage Ratio (DSCR) loan. Let’s delve into what a DSCR loan is, its purpose, how to calculate DSCR, and the qualifying criteria for such a loan.
1. What is a DSCR Loan and What is Its Purpose?
