Loan amount
$150K-$7M
Loan-to-value (LTV)
90%
Required credit score
680
Required deal experience
None
Rates
As low as 6.25% for DSCR
As low as 8.25% for RTL
Fees
$650 - Doc Fee
$1000 - Underwriting
$2000 - Processing
2% origination
Address
201 S Biscayne Blvd STE 920, Miami, FL 33131
About
Lendyx is an institutionally backed direct lender built by operators and capital markets professionals with a combined $1B funded, 1,000+ projects financed, and more than $5B in transactions throughout their careers. Pairing the flexibility of private lending with the stability of institutional capital, Lendyx delivers capital that performs and a process that protects — with reliable, disciplined execution built around the needs of investors, developers, and brokers. For borrowers, Lendyx provides fast, flexible capital through four core loan programs: Fix & Flip, Ground-Up Construction, Bridge Loans, and DSCR Rentals, available nationwide. Ground-up construction financing ranges from $500K to $7M with up to 90% LTC and interest reserves included, with term sheets issued in 24–48 hours. DSCR rental loans run from $150K to $7M with no income verification required, up to 80% LTV, 30-year terms, and a typical close time of 30 days. Across all programs, no tax returns or credit pull are needed to get started — just a deal summary, budget, and basic borrower background.
States
Alabama Alaska Arkansas Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Mississippi Missouri Nebraska New Hampshire New Jersey New Mexico New York North Carolina Ohio Oklahoma Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Washington West Virginia Wisconsin Wyoming

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