Loan amount
$100K-$2.5M
Loan-to-value (LTV)
70%
Required credit score
None
Required deal experience
None
Rates
Depending on the loan details, but generally range from 11% - 13% interest only
Fees
Set Processing, Doc & Underwriting fee of $2,590 and then points to Broker/Loan Originator.
Address
1400 N Dutton Ave. #22 Santa Rosa, CA 95401
About
At Pacific Direct Mortgage, we provide trusted alternative financing, known as Private Money or Hard Money loans, to help Buyers & Borrowers when needing flexible & fast real estate loans. We can fund both primary residences and investment properties across California! We are a direct lender and have over 30 years combined experience at our family-owned company.
Since our loans are backed by private investors, we have a lot of flexibility with regards to property types, no credit requirements, DTI ratios aren't set, and income documentation is quite light. Whether you’re looking to purchase a new property, cash-out/refinance an existing mortgage, explore a bridge loan, or invest in real estate, our team is here to provide exceptional service and support every step of the way!
Since our loans are backed by private investors, we have a lot of flexibility with regards to property types, no credit requirements, DTI ratios aren't set, and income documentation is quite light. Whether you’re looking to purchase a new property, cash-out/refinance an existing mortgage, explore a bridge loan, or invest in real estate, our team is here to provide exceptional service and support every step of the way!
States
California
Hawaii