REI Lending Network

🚀Industry-Leading Private & Hard Money Programs💰

We offer competitive nationwide funding for real estate investors — fix & flip, DSCR, rental refinance, new construction, and portfolio loans.

Rates and leverage vary depending on borrower experience, credit profile, property type, and market location.

🏗 Fix & Flip Loans:
✅ Up to 100% Loan-to-Cost (purchase + rehab)
✅ Up to 75% ARV (after-repair value)
• Loan Amounts: $150,000 – $5,000,000
• Rates: Starting at 8% – 12%
• Points: 1–3 points
• Term: 6–12 months
• Experience: New or seasoned investors welcome
• Closing Time: As fast as 7–10 business days

💡 Ideal for investors seeking aggressive leverage, quick closings, and flexible rehab financing.

🏘 DSCR Rental Loans:
✅ Long-term 30-year fixed or ARM options
✅ No income verification – qualification based on property cash flow (DSCR)
• LTV: Up to 85% on purchase, up to 80% on rate & term refinance, and up to 75% on cash-out refinance
• Rates: Starting at 6.75% – 8.75%
• Points: 2–4 points
• Term: 30-year fixed / ARM
• Experience: First-time or seasoned landlords accepted
• Prepayment Options: Available with flexible step-downs

💡 Perfect for investors building long-term cash-flowing portfolios.

💸 Refinance Loans (Investment Properties):
✅ Cash-out or Rate & Term Refinances
✅ Single-family, 2–4 units, and small multifamily properties
• LTV: Up to 80% for rate & term, up to 75% for cash-out
• Rates: Starting at 7.25% – 9.5%
• Points: 2–4 points
• Term: 30-year fixed / ARM
• Seasoning: Typically, 6 months ownership minimum

💡 Unlock trapped equity or stabilize after a successful flip.

🏗 New Construction Loans:
✅ Up to 90% Loan-to-Cost
✅ Up to 75% of the completed appraised value
• Loan Amounts: $250,000 – $10,000,000
• Rates: Starting at 9.99% – 12.5%
• Points: 2–4 points
• Term: 12–24 months (extensions available up to 36 months)
• Disbursements: Draw-based funding schedule

💡 Tailored for experienced builders and investors with ground-up or infill development projects.

🧱 Portfolio Loans:
✅ Bundle multiple properties under one streamlined loan
✅ Single closing – easier management and better leverage
• LTV: Up to 80%
• Rates: 7.25% – 9.25%
• Term: 5/1 ARM or 30-year fixed options
• Minimum Portfolio Value: $500,000+
• Property Types: SFR, 2–4 units, and small multifamily

💡 Designed for investors looking to refinance, recapitalize, or scale their rental portfolio with ease.

⚖️ Disclaimer
Rates, leverage, and terms are subject to borrower qualifications including:
• Credit score
• Experience level
• Market Location
• Property Type and Condition

Programs are competitive and tailored to the borrower’s investment strategy and financial profile.

Origination Fees: As low as .5 to 4 points (% of loan amount)

Legal Fee
1 Property: $995
2 Properties: $1,495
3-5 Properties: $1,995
6-10 Properties: $2,495
11 - 15 Properties: $2,995
15+ Properties: TBD

Appraisal Market Price

Title Fees Market Price

Owner's Title Insurance Optional depending on state (market)

Lender's Title Insurance Required (market)

Flood Certificate $25 per property
Appraisal Review $90 to $165 per property

Servicing Set Up $30

Draw Fee (if applicable) $200 to $270

Wire Fee (if applicable) $30

2646 S Loop W, Houston, TX 77054