California Hard Money Lending Guide

Our platform has 551 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $38M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.

Lantzman Lending

Loans from $50K to $50M. Maximum loan-to-value percentage of 70%. 600 credit score required.

2 States

Uptown Commercial Capital

Loans from $100K to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Security Financial Services

Loans from $100K to $2.5M. Maximum loan-to-value percentage of 75%. 600 credit score required.

1 State

The KPC Group, LLC

Loans from $150K to $50M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Peak Capital Funding, LLC.

Loans from $25K to $40M. Maximum loan-to-value percentage of 90%. No credit score required.

37 States

LendingXpress

Loans from $100K to $18M. Maximum loan-to-value percentage of 90%. No credit score required.

1 State

Private Commercial Financing

Loans from $250K to $50M. Maximum loan-to-value percentage of 85%. 550 credit score required.

32 States

PB Financial Group Corp

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

1 State

Alta Capital Group

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

25 States

Westbrook Advisors Inc.

Loans from $200K to $50M. Maximum loan-to-value percentage of 75%. 600 credit score required.

2 States

Quentin Realty Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

47 States

AccoLend LLC

Loans from $150K to $10M. Maximum loan-to-value percentage of 85%. 600 credit score required.

48 States

Excelsior Venture Solutions LLC

Loans from $2M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Universal Commercial Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

4 States

Private Capital Lenders

Loans from $100K to $500M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States