California Hard Money Lending Guide
Our platform has 600 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Summit Hill Capital
Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Hawk Funding Group
Loans from $1M to $15M. Maximum loan-to-value percentage of 80%. 650 credit score required.
Atlantic National Trust
Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.
Mirate Equity LLC
Loans from $5M to $100M. Maximum loan-to-value percentage of 85%. 650 credit score required.
Sentinel Stone Financial
Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 650 credit score required.
California Broker Lnk
Loans from $1M to $50M. Maximum loan-to-value percentage of 90%. 329 credit score required.
Private Capital Source
Loans from $75K to $1.5M. Maximum loan-to-value percentage of 75%. 660 credit score required.
Amerifund Alternative Lending Division
Loans from $500K to $20M. Maximum loan-to-value percentage of 70%. 650 credit score required.
Fusion Private
Loans up to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Straightline Funding
Loans from $25K to $1M. Maximum loan-to-value percentage of 90%. 680 credit score required.
Hanson Capital
Loans from $50K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Cal Pac Capital
Loans from $150K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.
Rubicon Mortgage Fund, LLC
Loans from $100K to $10M. Maximum loan-to-value percentage of 65%. No credit score required.
Need a Loan?
Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.