Florida Hard Money Lending Guide

Our platform has 508 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $45M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

KSI Capital Corp

Loans from $1M to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

212 Loans

Loans from $50K to $500K. Maximum loan-to-value percentage of 70%. No credit score required.

10 States

US Mortgage Lenders

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

2 States

K2 Commercial Finance

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.

49 States

BridgeWell Capital LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

30 States

John Morelli

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

Aero Capital Funding, Inc.

Loans from $50K to $5M. Maximum loan-to-value percentage of 90%. No credit score required.

1 State

Realtypreneur Inc.

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

17 States

Investments Made LLC

Loans from $250K to $25M. Maximum loan-to-value percentage of 90%. 600 credit score required.

24 States

Grand Coast Capital Group

Loans from $150K to $5M. Maximum loan-to-value percentage of 75%. 650 credit score required.

7 States

NEXA Mortgage, LLC

Loans from $25K to $30M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Patch of Land

Loans from $50K to $3M. Maximum loan-to-value percentage of 85%. No credit score required.

48 States

Capital Three Sixty

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

46 States

Tremont Realty Capital

Loans from $10M to $250M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

American Liberty Mortgage Inc

Loans up to $10M. Maximum loan-to-value percentage of 70%. 550 credit score required.

1 State