Florida Hard Money Lending Guide

Our platform has 494 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $45M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

Speritas Capital Partners

Loans from $500K to $125M. Maximum loan-to-value percentage of 61%. 620 credit score required.

50 States

RBI Private Lending

Loans from $100K to $3.5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

23 States

Uptown Commercial Capital

Loans from $100K to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

AMZA Capital

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Commercial Capital Advisors

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 660 credit score required.

48 States

The KPC Group, LLC

Loans from $150K to $50M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Peak Capital Funding, LLC.

Loans from $25K to $40M. Maximum loan-to-value percentage of 90%. No credit score required.

37 States

Private Commercial Financing

Loans from $250K to $50M. Maximum loan-to-value percentage of 85%. 550 credit score required.

32 States

Spectra Lending

Loans from $500K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

39 States

Rock and Shield Capital

Loans from $200K to $50M. Maximum loan-to-value percentage of 85%. 620 credit score required.

48 States

Alta Capital Group

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

25 States

Benworth Capital

Loans from $40K to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Race City Capital LLC

Loans from $50K to $10M. Maximum loan-to-value percentage of 70%. 620 credit score required.

45 States

Taylor Made Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Peach Tree Commercial Capital

Loans from $50K to $2M. Maximum loan-to-value percentage of 85%. 620 credit score required.

43 States