New Jersey Hard Money Lending Guide

Our platform has 400 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

Accelerate Commercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sage Global Finance, LLC

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

Baskind Robbins Realty

Loans from $200K to $500M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Hard Money Capital Group

Loans from $100K to $20M. Maximum loan-to-value percentage of 85%. 650 credit score required.

50 States

Salman Capital Funding

Loans from $150K to $3M. Maximum loan-to-value percentage of 85%. 670 credit score required.

15 States

First Rehab Lending

Loans up to $1.3M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Roc Capital Holdings LLC

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Genesis Capital LLC

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Olympus Capital

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Regina Capital

Loans from $300K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

4 States

New Era Capital

Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Resolute Commercial Capital

Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Alpha Funding Corp.

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States