New Jersey Hard Money Lending Guide

Our platform has 400 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

FundingEdge

Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Ronald Weeks

Loans from $50K to $100M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

231 Capital llc

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

28 States

1Bizfunding

Loans from $1M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

PSG Lending

Loans from $125K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

17 States

Waring Investments

Loans from $50K to $2M. Maximum loan-to-value percentage of 60%. No credit score required.

3 States

Chris Doster

Loans from $150K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States

Georin Sanders

Loans from $75K to $10M. Maximum loan-to-value percentage of 95%. 600 credit score required.

10 States

Bayport Funding LLC

Loans from $80K to $8M. Maximum loan-to-value percentage of 90%. 600 credit score required.

5 States

Capital Property Group

Loans from $50K to $20M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Quentin Realty Capital LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

48 States

Equity Trac

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Rapid Merchant Capital, LLC.

Loans from $400K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Carol City Capital LLC

Loans from $500K to $100M. Maximum loan-to-value percentage of 70%. 650 credit score required.

50 States

SVN Capital Markets

Loans from $1M to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

32 States