New Jersey Hard Money Lending Guide

Our platform has 400 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

UNCAGED CAPITAL LLC

Loans from $500K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Walt Shoefler

Loans from $500K to $50M. Maximum loan-to-value percentage of 50%. 650 credit score required.

50 States

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

RealtyShares

Loans from $150K to $1M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Residential Capital Partners

Loans from $75K to $15M. Maximum loan-to-value percentage of 65%. 620 credit score required.

50 States

Axe Lending Group

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.

15 States

Aryming Asset Funding

Loans from $75K to $5M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

ICG10 Capital

Loans up to $10M. Maximum loan-to-value percentage of 60%. 550 credit score required.

44 States

MultiFamily.Loans

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

GFS Commercial Loans

Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 580 credit score required.

46 States

Accelerate Commercial Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sage Global Finance, LLC

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

Baskind Robbins Realty

Loans from $200K to $500M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States