New York Hard Money Lending Guide

Our platform has 405 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $52M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

Peak Private Lending

Loans from $75K to $3M. Maximum loan-to-value percentage of 75%. 400 credit score required.

11 States

Capital RB Solutions

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

38 States

Insula Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

47 States

Timothy Maloney

Loans from $60K to $850K. Maximum loan-to-value percentage of 100%. 620 credit score required.

45 States

2 Get Funded

Loans from $100K to $500M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Cherrywood Commercial

Loans from $200K to $5M. Maximum loan-to-value percentage of 80%. 650 credit score required.

49 States

Cache Private Capital

Loans from $500K to $15M. Maximum loan-to-value percentage of 90%. 500 credit score required.

50 States

AMUSA Commercial Capital

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 500 credit score required.

46 States

Private Capital Lenders

Loans from $100K to $500M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Floyd Private Money Broker

Loans from $75K to $500M. Maximum loan-to-value percentage of 100%. 500 credit score required.

50 States

First Equity Funding

Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

43 States

Sherpa Capital Group

Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Triumph Capital Partners

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 600 credit score required.

20 States

Vilasa Capital

Loans from $500K to $15M. Maximum loan-to-value percentage of 80%. 645 credit score required.

10 States

Grand Coast Capital Group

Loans from $100K to $3M. Maximum loan-to-value percentage of 88%. 600 credit score required.

50 States