North Carolina Hard Money Lending Guide

Our platform has 395 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

BG Capital Funding Group

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 640 credit score required.

50 States

Richard Morency

Loans from $75K to $3M. Maximum loan-to-value percentage of 80%. 600 credit score required.

50 States

DBH CAPITAL LLC

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. 500 credit score required.

47 States

Private Capital Investors

Loans from $2.5M to $50M. Maximum loan-to-value percentage of 70%. 550 credit score required.

36 States

Gist Group LLC

Loans from $50K to $15M. Maximum loan-to-value percentage of 90%. 700 credit score required.

32 States

JPL Capital Funding Solutions

Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

LYNK Capital, LLC

Loans from $100K to $2M. Maximum loan-to-value percentage of 70%. 620 credit score required.

22 States

Pro Max Loans

Loans from $250K to $500M. Maximum loan-to-value percentage of 80%. No credit score required.

48 States

Golden Capital Group

Loans up to $5M. Maximum loan-to-value percentage of 100%. 500 credit score required.

13 States

MDN Capital Consulting, LLC

Loans from $500K to $500M. Maximum loan-to-value percentage of 75%. 580 credit score required.

50 States

1st Coastal Commercial Capital

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

50 States

Brickell Capital Finance

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Trusted Rate, Inc

Loans from $150K to $15M. Maximum loan-to-value percentage of 80%. 600 credit score required.

50 States

Capital Investors Direct

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Fund That Flip, Inc

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States