North Carolina Hard Money Lending Guide

Our platform has 362 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $49M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Ocean Pacific Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Mac Owen Akata

Loans from $50K to $3M. Maximum loan-to-value percentage of 75%. 600 credit score required.

29 States

Investments Made LLC

Loans from $250K to $25M. Maximum loan-to-value percentage of 90%. 600 credit score required.

24 States

DBH CAPITAL LLC

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. 600 credit score required.

49 States

Avatar Financial Group

Loans from $500K to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Fusion Private

Loans up to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

ScanlanKemperBard Companies

Loans from $1M to $5M. Maximum loan-to-value percentage of 100%. 500 credit score required.

50 States

Connvisions Capital Group

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

Capital Funding Financial

Loans from $100K to $25M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

Emerald Creek Capital

Loans from $2M to $50M. Maximum loan-to-value percentage of 65%. 630 credit score required.

50 States

Red Rock Capital

Loans from $75K to $3M. Maximum loan-to-value percentage of 90%. No credit score required.

42 States

SIC Funds

Loans from $15K to $5M. Maximum loan-to-value percentage of 100%. 600 credit score required.

40 States

Dividend America

Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

CME Real Estate & Loan Services

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States