North Carolina Hard Money Lending Guide

Our platform has 409 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $50M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Win-Win Capital Funding LLC

Loans from $50K to $500M. Maximum loan-to-value percentage of 95%. No credit score required.

50 States

Flip Funding, LLC

Loans from $150K to $5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

44 States

Mr. Carol Brutus

Loans from $250K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

49 States

Frias Financial

Loans from $500K to $100M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Money Source of America

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Titans Commercial MTG

Loans from $200K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Capital RB Solutions

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

38 States

Insula Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

47 States

Timothy Maloney

Loans from $60K to $850K. Maximum loan-to-value percentage of 100%. 620 credit score required.

45 States

2 Get Funded

Loans from $100K to $500M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Cherrywood Commercial

Loans from $200K to $5M. Maximum loan-to-value percentage of 80%. 650 credit score required.

49 States

Cache Private Capital

Loans from $500K to $15M. Maximum loan-to-value percentage of 90%. 500 credit score required.

50 States

AMUSA Commercial Capital

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 500 credit score required.

46 States

Realty Capital Source

Loans from $50K to $1M. Maximum loan-to-value percentage of 90%. 660 credit score required.

28 States

Floyd Private Money Broker

Loans from $75K to $500M. Maximum loan-to-value percentage of 100%. 500 credit score required.

50 States