North Carolina Hard Money Lending Guide

Our platform has 466 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $55M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Visio Lending

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

40 States

Lending HQ

Loans from $20K to $6M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

REI Funding

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States

Church Resource Company, LLC

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Lend Some Money

Loans from $25K to $10M. Maximum loan-to-value percentage of 65%. 594 credit score required.

46 States

Flip Funding LLC

Loans from $50K to $5M. Maximum loan-to-value percentage of 100%. 525 credit score required.

46 States

63 Capital and Investments llc

Loans from $25K to $60M. Maximum loan-to-value percentage of 85%. 600 credit score required.

36 States

SVN Capital Markets

Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

23 States

Webster Lending Llc

Loans from $200K to $50M. Maximum loan-to-value percentage of 85%. 600 credit score required.

26 States

Versair Private Money

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.

46 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

T-Max Lending LLC

Loans from $5M to $100M. Maximum loan-to-value percentage of 85%. 600 credit score required.

50 States

Bryan Harrison

Loans from $100K to $5M. Maximum loan-to-value percentage of 93%. 660 credit score required.

48 States

ASAP-Funding, Inc

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States