Rhode Island Hard Money Lending Guide
Our platform has 405 hard money lenders that service Rhode Island. The loans they offer range from no minimum to $500M with an average cap of $58M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 680. Rhode Island ranks as #27 in popularity for hard money lenders. The areas with the most real estate and lending activity are Providence and Warwick. To find a lender that meets your exact criteria, submit a quick request.
First Rehab Lending
Loans from $250K to $3M. Maximum loan-to-value percentage of 85%. 640 credit score required.
Roc Capital Holdings LLC
Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Velocity Mortgage Capital
Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.
Oracle Loans
Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Aries Capital
Loans from $3M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Rapid Funding
Loans from $1M to $30M. Maximum loan-to-value percentage of 100%. No credit score required.
Hamptons Financial
Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Capital Funding Hard Money
Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
Sharestates
Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.
Asset-Backed Lending Partners
Loans from $50K to $5M. Maximum loan-to-value percentage of 68%. No credit score required.
CRE Finance
Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. No credit score required.
Flip Funding LLC
Loans from $50K to $5M. Maximum loan-to-value percentage of 100%. 525 credit score required.
14th Street Capital
Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. No credit score required.
Atlantic National Trust
Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.
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