Texas Hard Money Lending Guide

Our platform has 528 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $43M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

ZINC Financial, Inc.

Loans from $50K to $2M. Maximum loan-to-value percentage of 90%. 640 credit score required.

10 States

Capital Investors Direct

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Fund That Flip, Inc

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

CW Funding, LLC

Loans from $250K to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

49 States

Wilshire Fund

Loans from $200K to $15M. Maximum loan-to-value percentage of 80%. 500 credit score required.

24 States

Americap Financial Group

Loans from $25K to $125M. Maximum loan-to-value percentage of 90%. 500 credit score required.

50 States

Broadmark Realty Capital Inc.

Loans from $500K to $50M. Maximum loan-to-value percentage of 65%. No credit score required.

20 States

Empire Financial Services

Loans from $100K to $2M. Maximum loan-to-value percentage of 75%. No credit score required.

36 States

Macoy Capital

Loans from $100K to $20M. Maximum loan-to-value percentage of 90%. 620 credit score required.

42 States

Superior Business Lending

Loans from $250K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Wildcat Lending

Loans from $50K to $10M. Maximum loan-to-value percentage of 70%. 580 credit score required.

5 States

CCG Capital Group

Loans from $250K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

ChangeMyRate.com® A Mortgage Corporation

Loans from $30K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

20 States

Raymond Holm

Loans from $1M to $100M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Equity Cap Lending

Loans from $25K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

42 States