Texas Hard Money Lending Guide

Our platform has 525 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $43M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Heartland Capital Group

Loans from $250K to $50M. Maximum loan-to-value percentage of 75%. 550 credit score required.

5 States

Apple Capital Group

Loans from $25K to $100M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Prime Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

2 States

Barthelemy Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Rest Investment Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Crestbridge Capital

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

46 States

Snap.Build

Loans up to $1.5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

40 States

Global Integrity Finance

Loans from $75K to $2M. Maximum loan-to-value percentage of 75%. 621 credit score required.

48 States

Helvetica Funding Group

Loans from $300K to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

5 States

CRE-Finance

Loans from $150K to $75M. Maximum loan-to-value percentage of 90%. 650 credit score required.

47 States

Alternative Funding Partners

Loans from $300K to $10M. Maximum loan-to-value percentage of 65%. 600 credit score required.

50 States

STB Capital Holdings

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

MICHAEL KONDRACKI

Loans from $1M to $500M. Maximum loan-to-value percentage of 80%. 639 credit score required.

47 States

Hugo

Loans from $500K to $5M. Maximum loan-to-value percentage of 85%. 500 credit score required.

4 States

BRIDGE2USDA

Loans from $2M to $15M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States