Texas Hard Money Lending Guide

Our platform has 536 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $43M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Raymond Holm

Loans from $1M to $100M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Equity Cap Lending

Loans from $25K to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

42 States

RCD Capital

Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 620 credit score required.

50 States

Rodeo Lending

Loans from $100K to $1.8M. Maximum loan-to-value percentage of 75%. 600 credit score required.

46 States

Grants Real Estate Solutions

Loans from $100K to $30M. Maximum loan-to-value percentage of 80%. 660 credit score required.

50 States

Global Property Asset Management, Inc.

Loans from $30K to $8M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Little City Investments

Loans from $100K to $1M. Maximum loan-to-value percentage of 75%. 550 credit score required.

1 State

LJC Financial, LLC

Loans from $100K to $2M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Alpha Funding

Loans from $75K to $3M. Maximum loan-to-value percentage of 65%. 625 credit score required.

25 States

Pinnacle Mortgage Company

Loans from $50K to $3M. Maximum loan-to-value percentage of 65%. No credit score required.

1 State

Lone Star Commercial Lending

Loans from $150K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

12 States

Dallas O’Cannon

Loans from $200K to $25M. Maximum loan-to-value percentage of 80%. 600 credit score required.

50 States

West Capital Consultants LLC

Loans from $300K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Trust Fund Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 40%. No credit score required.

50 States

South End Capital Corporation

Loans from $175K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.

45 States