Texas Hard Money Lending Guide

Our platform has 548 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Money Source of America

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Hard Money Mike

Loans from $50K to $1M. Maximum loan-to-value percentage of 70%. 550 credit score required.

7 States

Capital RB Solutions

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

38 States

Titans Commercial MTG

Loans from $200K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Peak Private Lending

Loans from $75K to $3M. Maximum loan-to-value percentage of 75%. 400 credit score required.

11 States

Insula Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

47 States

LoanMac

Loans from $200K to $75M. Maximum loan-to-value percentage of 65%. 650 credit score required.

50 States

2 Get Funded

Loans from $100K to $500M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Timothy Maloney

Loans from $60K to $850K. Maximum loan-to-value percentage of 100%. 620 credit score required.

45 States

Flagstone Mortgage

Loans from $400K to $3M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Private Capital Lenders

Loans from $100K to $500M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

AMUSA Commercial Capital

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 500 credit score required.

46 States

Triumph Capital Partners

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 600 credit score required.

20 States

Nationwide Mortgage

Loans from $75K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

36 States

Cherrywood Commercial

Loans from $200K to $5M. Maximum loan-to-value percentage of 80%. 650 credit score required.

49 States