Texas Hard Money Lending Guide

Our platform has 591 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Carlyle Capital

Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 580 credit score required.

48 States

Flagstone Financial Services Inc

Loans from $250K to $5M. Maximum loan-to-value percentage of 75%. 499 credit score required.

1 State

Versair Private Money

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. No credit score required.

46 States

Blue Giant Finance LLC

Loans from $200K to $50M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

NorthRock Capital, LLC

Loans from $1M to $10M. Maximum loan-to-value percentage of 70%. 650 credit score required.

17 States