Loan amount
$100K-$4M
Loan-to-value (LTV)
90%
Required credit score
600
Required deal experience
2 deals
Rates
DSCR 1st Lien: Base Rate: 6.500%
Bridge: Base Rate: 8.500%
Fix & Flip: Base Rate: 8.5000%
Ground Up: Base Rate: 9.875%
*As of 9/24/2025
Bridge: Base Rate: 8.500%
Fix & Flip: Base Rate: 8.5000%
Ground Up: Base Rate: 9.875%
*As of 9/24/2025
Fees
$1,338 (RTLs; Bridge, GUC, Fix-&-Flip Short-term loans)
$1,538 (DSCR Long-term loans)
$1,538 (DSCR Long-term loans)
Address
7550 Wisconsin Ave, 10th Floor, Bethesda, MD 20814
About
Investor-Friendly Loans for New or Seasoned Flippers, Landlords & Proven Home Builders
- Credit scores down to 600 with 660+ preferred for one borrower
- No income docs, no tax returns, no employment verification, no personal debt to income ratio checks
- Escrow receipt accepted in lieu of asset statements for most loans
- Reserves can be financed or sourced from cash-out for most loans
- Loans in LLCs, LPs, or Corps and new entities are welcome
Residential 1–4 units per tax parcel, vacant or leased up during the life of the loan
Flip to Sell or Flip to Refinance
▪ Up to 90% purchase + 100% construction
▪ No loan payments with financed reserves
▪ Advanced construction draws for experienced flippers
Raw Land with Construction, Tear Down/Rebuild or Adding Units
▪ Up to 75% land purchase/refi + 100% of construction financed
▪ No loan payments with financed reserves
▪ Partial lien releases available for new construction splits
Bridge Loans
▪ Up to 80% purchase, 75% cash out
▪ Perfect for getting in quick with no lease or permits, or cash out after renovation and on the market
▪ No loan payments with financed reserves, in the form of cashout
DSCR Landlord and Airbnb Loans
▪ Up to 80% LTV
▪ Long-Term: 0.75 DSCR | STR: 1.0 DSCR
▪ Vacant, Long-Term Rentals, and Short-Term Rentals
We Do Not Lend On:
1. Primary homes, 2nd homes, commercial over 5 units, active padsplits or assisted living
2. Rural properties or over 10 acres
3. Loans amounts over $5M
4. Recent mortgage lates (4x30), bankruptcies, or foreclosures
5. Properties with uninsured or unlicensed general contractors, if a licensed GC is required by city/state
TEMPLE VIEW CAPITAL FUNDING, LP™ 2016 is licensed (i) by the Financial Division of the California Department of Business Oversight as a California Finance Lender and Broker under DBO license #60DBO-73498, (ii) by the Department of Financial Institutions of Arizona as a Arizona Mortgage Banker under License # BK-1004278, (iii) in Minnesota as a Residential Mortgage Originator under License #MN-MO-1835832, (iv) maintains its Residential First Mortgage Notification status in Utah through the Utah Department of Financial Institutions, (v) by the Division of Financial Regulation of Oregon as an Oregon Mortgage Lender under License # ML-5871 and (vi) by the Nevada Division of Mortgage Lending as a Mortgage Company Licensee* under License # 5168. *It should be noted
that in the state of Nevada some of Temple View Capital Funding, LP’s services may not be available to Nevada customers.
- Credit scores down to 600 with 660+ preferred for one borrower
- No income docs, no tax returns, no employment verification, no personal debt to income ratio checks
- Escrow receipt accepted in lieu of asset statements for most loans
- Reserves can be financed or sourced from cash-out for most loans
- Loans in LLCs, LPs, or Corps and new entities are welcome
Residential 1–4 units per tax parcel, vacant or leased up during the life of the loan
Flip to Sell or Flip to Refinance
▪ Up to 90% purchase + 100% construction
▪ No loan payments with financed reserves
▪ Advanced construction draws for experienced flippers
Raw Land with Construction, Tear Down/Rebuild or Adding Units
▪ Up to 75% land purchase/refi + 100% of construction financed
▪ No loan payments with financed reserves
▪ Partial lien releases available for new construction splits
Bridge Loans
▪ Up to 80% purchase, 75% cash out
▪ Perfect for getting in quick with no lease or permits, or cash out after renovation and on the market
▪ No loan payments with financed reserves, in the form of cashout
DSCR Landlord and Airbnb Loans
▪ Up to 80% LTV
▪ Long-Term: 0.75 DSCR | STR: 1.0 DSCR
▪ Vacant, Long-Term Rentals, and Short-Term Rentals
We Do Not Lend On:
1. Primary homes, 2nd homes, commercial over 5 units, active padsplits or assisted living
2. Rural properties or over 10 acres
3. Loans amounts over $5M
4. Recent mortgage lates (4x30), bankruptcies, or foreclosures
5. Properties with uninsured or unlicensed general contractors, if a licensed GC is required by city/state
TEMPLE VIEW CAPITAL FUNDING, LP™ 2016 is licensed (i) by the Financial Division of the California Department of Business Oversight as a California Finance Lender and Broker under DBO license #60DBO-73498, (ii) by the Department of Financial Institutions of Arizona as a Arizona Mortgage Banker under License # BK-1004278, (iii) in Minnesota as a Residential Mortgage Originator under License #MN-MO-1835832, (iv) maintains its Residential First Mortgage Notification status in Utah through the Utah Department of Financial Institutions, (v) by the Division of Financial Regulation of Oregon as an Oregon Mortgage Lender under License # ML-5871 and (vi) by the Nevada Division of Mortgage Lending as a Mortgage Company Licensee* under License # 5168. *It should be noted
that in the state of Nevada some of Temple View Capital Funding, LP’s services may not be available to Nevada customers.
States
Alabama
Alaska
Arizona
Arkansas
Colorado
Connecticut
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin
Wyoming
