Loan amount
$150K-$6M
Loan-to-value (LTV)
75%
Required credit score
650
Required deal experience
1 deal
Rates
Starting at 8.5% up to 14.5%
Fees
Underwriting $1,495
Processing $1,795
Address
6730 Florence Avenue Suite 101
About
RGC Capital Loan Programs
Discover a range of financing solutions designed to meet your unique requirements at RGC. Our loan programs feature rapid 24 – 48 hour approvals, competitive rates starting at 9.5% interest, and acceptance of challenged credit. We offer limited title seasoning requirements and no debt-to-income constraints, ensuring accessibility for a wide range of borrowers. Enjoy the flexibility of no prepayment penalties and loans ranging from $200,000 to $10,000,000 across residential, commercial, industrial, and land properties.

We offer a variety of loan programs for both purchase and refinance, catering to all property types, including SFRs, condos, 2-4 units, multi-family apartments (5+ units), mixed-use properties, mobile home parks, offices, retail spaces, warehouses, industrial properties, self-storage facilities, automotive properties, churches, banquet halls, restaurants, legal cannabis, bars, night clubs, motels, and vacant land. With options for 1st and 2nd trust deeds, up to 70% loan-to-value ratios, and blanket loans available, we make financing straightforward. Experience expedited closings within 7-14 days and a broker-friendly approach that prioritizes your success.
States
Alabama Arkansas California Colorado Delaware Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri Montana Nebraska New Hampshire New Jersey New Mexico North Carolina Ohio Oklahoma Oregon Pennsylvania South Carolina Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

  Get Loan Offers From Victor Chavez and many other similar lenders