Loan amount
$50K-$5M
Loan-to-value (LTV)
80%
Required credit score
620
Required deal experience
None
Rates
Varies per borrower, and per deal.
Rates are dependent on experience for short term loans. These range from 7.74-10.99%.
Rates are dependent on FICO and property cash flow for long term rental loans. These range from 3.85-7.99%, and average about 4.25-5.5%
Rates are dependent on experience for short term loans. These range from 7.74-10.99%.
Rates are dependent on FICO and property cash flow for long term rental loans. These range from 3.85-7.99%, and average about 4.25-5.5%
Fees
Legal fee of $995 (taken when loan closes)
Reports cost of $89 (only if loan closes) (pays for credit report, background check, and experience verification)
points at closing (range depending on the deal)
Cost of an appraisal (paid directly to the appraisal management company)
No underwriting fees, application fees, processing fees, document fees, or anything else.
No prepayment fees on 12 month fix and flip or 12 month bridge loan.
Prepayment penalties on other bridge options.
Various prepayment options available on the 30 year rental loans. Options from 3-5 years. Longer prepayment period lowers interest for these loans.
Reports cost of $89 (only if loan closes) (pays for credit report, background check, and experience verification)
points at closing (range depending on the deal)
Cost of an appraisal (paid directly to the appraisal management company)
No underwriting fees, application fees, processing fees, document fees, or anything else.
No prepayment fees on 12 month fix and flip or 12 month bridge loan.
Prepayment penalties on other bridge options.
Various prepayment options available on the 30 year rental loans. Options from 3-5 years. Longer prepayment period lowers interest for these loans.
Address
75 Gerber Rd East, Suite 102, South Windsor, CT 06074
About
RCN Capital, LLC provides financing for real estate investors. RCN primarily focuses on providing financing for fix and flip projects, and rental properties. RCN can lend on 1-4 family properties, condos, town-homes, 5+ unit properties, and some mixed use. RCN lends anywhere from $50,000-$3,000,000 on 1-4 family projects, and anywhere from $250,000-$5,000,000 for 5+ unit and mixed use properties.
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