Loan amount
Loan-to-value (LTV)
Required credit score
Required deal experience
1 deal
6.50% - 7.75% (1st DOT)
7.25% - 8.25% (2nd DOT)
1.25% - 1.95% Points (1st)
1.75%+ (2nd)
100 Bush Street, Suite 1500, San Francisco, CA, 94104
We provide borrowers with 3 distinct advantages: lower pricing, flexibility & savvy (we know the local RE market well and have been lending for over 70 years), and especially quick fundings.

Security Financial is neither a high-priced hard-money lender nor a slow-moving conventional originator. Thanks to the mix of our own capital and low-cost lines of credit, we’re able to offer some of the lowest private lending rates around. Our rates start at 6.50% for a loan of 6 months; we're a bridge lender, so our loans are usually written for 12 to 18 months.

In addition to low rates, we can close in as fast as 3-5 business days for Borrowers with an immediate close of escrow or a need to refi or cash out quickly. Our familiarity with Bay Area real estate markets, flexibility, and streamlined process allow us to accommodate short deadlines.

Our specialties: 1) Acquisition (up to 75% LTV), 2) Acq (1st) + Rehab (2nd) - LTC of up to 80% to 100%, and 3) Cash Out/Refi

Please note that we fund loans secured by property in Northern CA (other CA locations possible). Business Purpose only.

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