Georgia Hard Money Lending Guide

Our platform has 424 hard money lenders that service Georgia. The loans they offer range from no minimum to $500M with an average cap of $49M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Georgia ranks as #5 in popularity for hard money lenders. The areas with the most real estate and lending activity are Atlanta, Savannah and Columbus. To find a lender that meets your exact criteria, submit a quick request.

First Financial Depot, LLC

Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.

50 States

John Morelli

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

IFC

Loans from $150K to $1M. Maximum loan-to-value percentage of 74%. 640 credit score required.

43 States

Tyler Hirsch

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

6 States

Black Horizon Consulting LLC

Loans from $200K to $125M. Maximum loan-to-value percentage of 80%. 680 credit score required.

39 States

J. R. Andrews

Loans from $75K to $5M. Maximum loan-to-value percentage of 80%. 499 credit score required.

50 States

Global Capital Funding

Loans from $250K to $10M. Maximum loan-to-value percentage of 90%. 500 credit score required.

49 States

Mercury Capital USA

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Thorpe Commercial Capital

Loans from $1M to $75M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

BSIP Capital

Loans from $30K to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Investor Direct Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 500 credit score required.

47 States

Mesa West Capital

Loans from $20M to $300M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Summit Capital Funding

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Miramar Financial Group

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

50 States

Synergy Financial Partners

Loans from $100K to $100M. Maximum loan-to-value percentage of 95%. 400 credit score required.

41 States