New York Hard Money Lending Guide

Our platform has 398 hard money lenders that service New York. The loans they offer range from no minimum to $500M with an average cap of $52M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New York ranks as #8 in popularity for hard money lenders. The areas with the most real estate and lending activity are New York City (NYC), Buffalo and Rochester. To find a lender that meets your exact criteria, submit a quick request.

K2 Commercial Finance

Loans from $75K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.

49 States

Rental Home Financing

Loans from $75K to $10M. Maximum loan-to-value percentage of 75%. 620 credit score required.

24 States

First Financial Depot, LLC

Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.

50 States

14th Street Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Carlos Flores

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 90%. 640 credit score required.

46 States

Investments Made LLC

Loans from $250K to $25M. Maximum loan-to-value percentage of 90%. 600 credit score required.

24 States

Ally Acquisitions

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. 620 credit score required.

39 States