Texas Hard Money Lending Guide

Our platform has 585 hard money lenders that service Texas. The loans they offer range from no minimum to $500M with an average cap of $47M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Texas ranks as #2 in popularity for hard money lenders. The areas with the most real estate and lending activity are Houston, San Antonio, Dallas and Austin. To find a lender that meets your exact criteria, submit a quick request.

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

The KPC Group, LLC

Loans from $150K to $50M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

1Bizfunding

Loans from $1M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Peak Capital Funding, LLC.

Loans from $25K to $40M. Maximum loan-to-value percentage of 90%. No credit score required.

37 States

American Street Capital

Loans from $750K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Universal Commercial Capital

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

4 States

Rme finance, llc

Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Harol

Loans from $30K to $5M. Maximum loan-to-value percentage of 90%. 660 credit score required.

45 States

FundingEdge

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 400 credit score required.

45 States

Spectra Lending

Loans from $500K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

39 States

East Towne Capital LLC

Loans from $75K to $30M. Maximum loan-to-value percentage of 75%. 660 credit score required.

18 States

Magis Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

CR Lending

Loans from $20K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Texas Investor Financing

Loans up to $10M. Maximum loan-to-value percentage of 70%. No credit score required.

1 State

Tuttle & Company

Loans from $200K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.

33 States