California Hard Money Lending Guide
Our platform has 600 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
AMUSA Commercial Capital
Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 500 credit score required.
Floyd Private Money Broker
Loans from $75K to $500M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Wave Private Money
Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 650 credit score required.
Arch Global Advisor
Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 500 credit score required.
Pacific Private Money
Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.
First Capital Trust Deeds
Loans from $100K to $20M. Maximum loan-to-value percentage of 70%. 600 credit score required.
BRT LENDING, LLC
Loans from $200K to $100M. Maximum loan-to-value percentage of 94%. 500 credit score required.
Security Financial Services
Loans from $100K to $2.5M. Maximum loan-to-value percentage of 75%. 600 credit score required.
Dac Lending Group
Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Speritas Capital Partners
Loans from $5M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.
Paradise Private Money
Loans from $150K to $15M. Maximum loan-to-value percentage of 90%. 500 credit score required.
Wilshire Quinn Capital, Inc.
Loans from $200K to $10M. Maximum loan-to-value percentage of 60%. No credit score required.
AMZA Capital
Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.
Charger Funding
Loans from $75K to $1M. Maximum loan-to-value percentage of 80%. No credit score required.
Simon Darvish
Loans from $200K to $50M. Maximum loan-to-value percentage of 80%. 600 credit score required.
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