California Hard Money Lending Guide
Our platform has 600 hard money lenders that service California. The loans they offer range from no minimum to $500M with an average cap of $44M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. California ranks as #1 in popularity for hard money lenders. The areas with the most real estate and lending activity are Los Angeles, San Diego, San Jose and San Francisco. To find a lender that meets your exact criteria, submit a quick request.
Titans Commercial MTG
Loans from $200K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.
Capital RB Solutions
Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.
Insula Capital Group
Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.
Pacific Capital Funding Corp
Loans from $150K to $5M. Maximum loan-to-value percentage of 90%. 550 credit score required.
G&R Financial
Loans from $50K to $50M. Maximum loan-to-value percentage of 70%. No credit score required.
Timothy Maloney
Loans from $60K to $850K. Maximum loan-to-value percentage of 100%. 620 credit score required.
Floyd Private Money Broker
Loans from $75K to $500M. Maximum loan-to-value percentage of 100%. 500 credit score required.
Wave Private Money
Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 650 credit score required.
Pacific Private Money
Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.
Arch Global Advisor
Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 500 credit score required.
Sterling Pacific
Loans from $50K to $1M. Maximum loan-to-value percentage of 70%. 600 credit score required.
Nationwide Mortgage
Loans from $75K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Orchard Funding
Loans from $100K to $3M. Maximum loan-to-value percentage of 75%. 600 credit score required.
Sherpa Capital Group
Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.
Need a Loan?
Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.