Florida Hard Money Lending Guide

Our platform has 493 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $45M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

STB Capital Holdings

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Lehua Sutterfield

Loans from $250K to $4M. Maximum loan-to-value percentage of 85%. 659 credit score required.

28 States

Atlantic National Trust

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 680 credit score required.

31 States

VLEX Consulting LLC

Loans from $55K to $2M. Maximum loan-to-value percentage of 85%. 680 credit score required.

37 States

Bloomfield Capital

Loans from $1M to $20M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

iBorrow

Loans from $2M to $30M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Sunset Equity Funding

Loans from $50K to $50M. Maximum loan-to-value percentage of 85%. 570 credit score required.

50 States

JCAP Private Lending

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.

39 States

Flatiron Realty Capital

Loans from $150K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

26 States

Fairway America

Loans from $250K to $1M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Rock East Group LLC

Loans from $50K to $50M. Maximum loan-to-value percentage of 90%. 570 credit score required.

4 States

Capital Funding Hard Money

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Sharestates

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

45 States

Royal Capital Group

Loans from $2.5M to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

1 State

Aileron Residential Lending

Loans up to $10M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States