Florida Hard Money Lending Guide

Our platform has 493 hard money lenders that service Florida. The loans they offer range from no minimum to $500M with an average cap of $45M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 720. Florida ranks as #3 in popularity for hard money lenders. The areas with the most real estate and lending activity are Jacksonville, Miami, Tampa and Orlando. To find a lender that meets your exact criteria, submit a quick request.

Clearwater Mortgage

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

Abel Commercial Funding

Loans from $60K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

JID Investments, LLC

Loans up to $1M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Infinity Commercial Lending

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

5 Arch Funding Corp.

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

24 States

Grove Capital Finance

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

1 State

First Financial Depot, LLC

Loans from $250K to $100M. Maximum loan-to-value percentage of 88%. 500 credit score required.

50 States

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 660 credit score required.

44 States

Equity Lending Solutions LLC

Loans from $100K to $3M. Maximum loan-to-value percentage of 70%. 680 credit score required.

2 States

Certain Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 85%. 680 credit score required.

48 States

Sentinel Stone Financial

Loans from $75K to $50M. Maximum loan-to-value percentage of 90%. 650 credit score required.

33 States

RCN Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

45 States

Money 360

Loans from $3M to $25M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Thorofare Capital, Inc.

Loans from $5M to $40M. Maximum loan-to-value percentage of 68%. No credit score required.

50 States

Velocity Mortgage Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States