Michigan Hard Money Lending Guide

Our platform has 405 hard money lenders that service Michigan. The loans they offer range from no minimum to $500M with an average cap of $59M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Michigan ranks as #28 in popularity for hard money lenders. The areas with the most real estate and lending activity are Detroit, Grand Rapids and Warren. To find a lender that meets your exact criteria, submit a quick request.

RBI Private Lending

Loans from $100K to $3.5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

23 States

Uptown Commercial Capital

Loans from $100K to $30M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Armitage Street LLC

Loans from $150K to $3M. Maximum loan-to-value percentage of 70%. 500 credit score required.

4 States

Peak Capital Funding, LLC.

Loans from $25K to $40M. Maximum loan-to-value percentage of 90%. No credit score required.

37 States

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

The KPC Group, LLC

Loans from $150K to $50M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

1Bizfunding

Loans from $1M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

American Street Capital

Loans from $750K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Alta Capital Group

Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 620 credit score required.

25 States

Excelsior Venture Solutions LLC

Loans from $2M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Private Commercial Financing

Loans from $250K to $50M. Maximum loan-to-value percentage of 85%. 550 credit score required.

32 States

Rme finance, llc

Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Harol

Loans from $30K to $5M. Maximum loan-to-value percentage of 90%. 660 credit score required.

45 States

Layla Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 70%. 500 credit score required.

38 States

FundingEdge

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 400 credit score required.

45 States