Michigan Hard Money Lending Guide

Our platform has 351 hard money lenders that service Michigan. The loans they offer range from no minimum to $500M with an average cap of $55M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. Michigan ranks as #28 in popularity for hard money lenders. The areas with the most real estate and lending activity are Detroit, Grand Rapids and Warren. To find a lender that meets your exact criteria, submit a quick request.

Polaris Commercial Financing Group

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Harris Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Black Onyx Lending

Loans from $1K to $100M. Maximum loan-to-value percentage of 90%. 550 credit score required.

50 States

Gorilla Capital

Loans up to $10M. Maximum loan-to-value percentage of 90%. No credit score required.

50 States

Aspen Capital Funding

Loans from $1M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Red Brick Financial

Loans from $60K to $225K. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

MultiFamily.Loans

Loans from $1M to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Sharestates

Loans from $100K to $5M. Maximum loan-to-value percentage of 75%. 620 credit score required.

45 States

George Smith Partners

Loans up to $10M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

REI Funding

Loans from $50K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

40 States

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

CRE-Finance

Loans from $150K to $75M. Maximum loan-to-value percentage of 90%. 650 credit score required.

47 States

Joel Jackson

Loans from $50K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

41 States

700 Capital

Loans from $1M to $500M. Maximum loan-to-value percentage of 20%. No credit score required.

50 States

ASB Capital Loan Funding

Loans from $500K to $500M. Maximum loan-to-value percentage of 90%. 600 credit score required.

46 States