New Jersey Hard Money Lending Guide

Our platform has 454 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $55M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #9 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.

Win-Win Capital Funding LLC

Loans from $50K to $500M. Maximum loan-to-value percentage of 95%. No credit score required.

50 States

Titans Commercial MTG

Loans from $200K to $100M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Insula Capital Group

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

47 States

LoanMac

Loans from $200K to $75M. Maximum loan-to-value percentage of 65%. 650 credit score required.

50 States

Bayport Funding LLC

Loans from $250K to $8.5M. Maximum loan-to-value percentage of 90%. 660 credit score required.

4 States

Timothy Maloney

Loans from $60K to $850K. Maximum loan-to-value percentage of 100%. 620 credit score required.

45 States

Arch Global Advisor

Loans from $10K to $100M. Maximum loan-to-value percentage of 90%. 500 credit score required.

25 States

First Equity Funding

Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 620 credit score required.

41 States

Private Capital Lenders

Loans from $100K to $500M. Maximum loan-to-value percentage of 85%. No credit score required.

50 States

Sherpa Capital Group

Loans from $1M to $15M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Triumph Capital Partners

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 600 credit score required.

20 States

Wave Private Money

Loans from $75K to $5M. Maximum loan-to-value percentage of 85%. 650 credit score required.

48 States

Cherrywood Commercial

Loans from $200K to $5M. Maximum loan-to-value percentage of 80%. 650 credit score required.

49 States

Cache Private Capital

Loans from $500K to $15M. Maximum loan-to-value percentage of 90%. 500 credit score required.

50 States

Floyd Private Money Broker

Loans from $75K to $500M. Maximum loan-to-value percentage of 100%. 500 credit score required.

50 States