New Jersey Hard Money Lending Guide
Our platform has 393 hard money lenders that service New Jersey. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 83%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. New Jersey ranks as #10 in popularity for hard money lenders. The areas with the most real estate and lending activity are Newark, Jersey City, Paterson and Elizabeth. To find a lender that meets your exact criteria, submit a quick request.
Polaris Commercial Financing Group
Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Harris Commercial Capital
Loans from $500K to $50M. Maximum loan-to-value percentage of 90%. 550 credit score required.
First Rehab Lending
Loans up to $1.3M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Roc Capital Holdings LLC
Loans from $100K to $2M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Genesis Capital LLC
Loans from $100K to $10M. Maximum loan-to-value percentage of 90%. 550 credit score required.
Olympus Capital
Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.
Regina Capital
Loans from $300K to $5M. Maximum loan-to-value percentage of 70%. No credit score required.
New Era Capital
Loans from $1M to $10M. Maximum loan-to-value percentage of 65%. 550 credit score required.
Dividend America
Loans up to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
Resolute Commercial Capital
Loans up to $100M. Maximum loan-to-value percentage of 80%. No credit score required.
Alpha Funding Corp.
Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 550 credit score required.
Colony American Finance
Loans from $500K to $100M. Maximum loan-to-value percentage of 75%. No credit score required.
Summit Hill Capital
Loans from $75K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.
Elite Wealth Management
Loans from $50K to $10M. Maximum loan-to-value percentage of 75%. 600 credit score required.
Need a Loan?
Answer a few quick questions regarding your hard money requirements, and quickly get connected to lenders across the country. Compare loan offers and communicate with lenders directly on our platform until you find the deal you want. All available at no cost to you.