North Carolina Hard Money Lending Guide

Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Money 360

Loans from $3M to $25M. Maximum loan-to-value percentage of 75%. 500 credit score required.

50 States

Tremont Realty Capital

Loans from $10M to $250M. Maximum loan-to-value percentage of 85%. 550 credit score required.

50 States

Oracle Loans

Loans from $100K to $15M. Maximum loan-to-value percentage of 100%. 500 credit score required.

43 States

Olympus Capital

Loans from $100K to $50M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

North Shore Funding

Loans from $150K to $15M. Maximum loan-to-value percentage of 65%. No credit score required.

50 States

Visio Lending

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

40 States

Lending HQ

Loans from $20K to $6M. Maximum loan-to-value percentage of 65%. No credit score required.

2 States

4MyCash

Loans from $90K to $2M. Maximum loan-to-value percentage of 70%. 650 credit score required.

30 States

AESG Capital, Inc

Loans from $1M to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Royalty Business Lending

Loans from $60K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Raymond Frias

Loans from $500K to $100M. Maximum loan-to-value percentage of 67%. 525 credit score required.

23 States

Beth Sims

Loans from $750K to $20M. Maximum loan-to-value percentage of 40%. 640 credit score required.

50 States

Alternative Funding Partners

Loans from $300K to $10M. Maximum loan-to-value percentage of 65%. 600 credit score required.

50 States

Accolend

Loans from $150K to $15M. Maximum loan-to-value percentage of 85%. 620 credit score required.

22 States

Webster Lending Llc

Loans from $200K to $50M. Maximum loan-to-value percentage of 85%. 600 credit score required.

26 States