North Carolina Hard Money Lending Guide

Our platform has 467 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $55M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

FundingEdge

Loans from $200K to $5M. Maximum loan-to-value percentage of 75%. 400 credit score required.

45 States

Magis Funding Solutions

Loans from $100K to $100M. Maximum loan-to-value percentage of 90%. 600 credit score required.

50 States

Quentin Realty Capital

Loans from $50K to $5M. Maximum loan-to-value percentage of 85%. 620 credit score required.

47 States

Layla Capital

Loans from $500K to $10M. Maximum loan-to-value percentage of 70%. 500 credit score required.

38 States

Global Bridge Holdings

Loans from $100K to $20M. Maximum loan-to-value percentage of 80%. 500 credit score required.

4 States

Accelerated Growth Capital

Loans from $50K to $998K. Maximum loan-to-value percentage of 85%. 640 credit score required.

11 States

Spectra Lending

Loans from $500K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.

39 States

Excelsior Venture Solutions LLC

Loans from $2M to $100M. Maximum loan-to-value percentage of 75%. 620 credit score required.

50 States

Rme finance, llc

Loans from $100K to $55M. Maximum loan-to-value percentage of 80%. 650 credit score required.

50 States

Private Commercial Financing

Loans from $250K to $50M. Maximum loan-to-value percentage of 85%. 550 credit score required.

32 States

Kal Kreations

Loans from $100K to $10M. Maximum loan-to-value percentage of 100%. 500 credit score required.

50 States

231 Capital llc

Loans from $500K to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

28 States

PRIVATE CAPITAL INVESTORS

Loans from $500K to $100M. Maximum loan-to-value percentage of 80%. 500 credit score required.

28 States

PSG Lending

Loans from $125K to $10M. Maximum loan-to-value percentage of 80%. No credit score required.

17 States

Chris Doster

Loans from $150K to $10M. Maximum loan-to-value percentage of 90%. 600 credit score required.

45 States