North Carolina Hard Money Lending Guide

Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

Barthelemy Commercial Capital

Loans from $500K to $50M. Maximum loan-to-value percentage of 65%. 550 credit score required.

50 States

Freeman Commercial Lending

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Infinity Commercial Lending

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Ashmore Partners

Loans from $75K to $2.5M. Maximum loan-to-value percentage of 80%. 600 credit score required.

13 States

Temple View Capital

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 660 credit score required.

44 States

Realtypreneur Inc.

Loans from $75K to $2M. Maximum loan-to-value percentage of 90%. 600 credit score required.

17 States

American Financial Network, Inc

Loans from $150K to $8M. Maximum loan-to-value percentage of 85%. 350 credit score required.

49 States

Black Horizon Consulting LLC

Loans from $200K to $125M. Maximum loan-to-value percentage of 80%. 680 credit score required.

39 States

Golden Lawrence

Loans from $500K to $20M. Maximum loan-to-value percentage of 60%. 600 credit score required.

49 States

Clearedge Commercial

Loans from $75K to $2M. Maximum loan-to-value percentage of 80%. 680 credit score required.

47 States

Private Mortgage Financing Partners

Loans from $400K to $3M. Maximum loan-to-value percentage of 65%. 500 credit score required.

50 States

Capstone Private Mortgage Company

Loans up to $10M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Aspen Capital Funding

Loans from $1M to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Red Brick Financial

Loans from $60K to $225K. Maximum loan-to-value percentage of 70%. 550 credit score required.

50 States

Hamptons Financial

Loans from $100K to $20M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States