North Carolina Hard Money Lending Guide

Our platform has 403 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

SVN Capital Markets

Loans from $500K to $100M. Maximum loan-to-value percentage of 90%. 650 credit score required.

23 States

The FTranzacts Group

Loans from $5M to $500M. Maximum loan-to-value percentage of 82%. 500 credit score required.

50 States

Nat Avendano

Loans from $300K to $10M. Maximum loan-to-value percentage of 80%. 575 credit score required.

50 States

3E Capital, LLC

Loans from $1K to $10M. Maximum loan-to-value percentage of 80%. 550 credit score required.

50 States

Creative Hard Money LLC

Loans from $50K to $10M. Maximum loan-to-value percentage of 100%. 620 credit score required.

50 States

PeerStreet

Loans from $75K to $5M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Mann Mortgage

Loans up to $100M. Maximum loan-to-value percentage of 100%. 550 credit score required.

50 States

Anglo-American Financial

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Prescient Capital Management

Loans from $1M to $150M. Maximum loan-to-value percentage of 75%. No credit score required.

50 States

Commercial Lender Link

Loans from $100K to $50M. Maximum loan-to-value percentage of 75%. No credit score required.

9 States

Paramount Capital

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

America's Funding Partners

Loans from $1M to $25M. Maximum loan-to-value percentage of 75%. No credit score required.

1 State

Acra Lending

Loans from $100K to $10M. Maximum loan-to-value percentage of 80%. 625 credit score required.

50 States

Bayard Business Capital

Loans from $1M to $100M. Maximum loan-to-value percentage of 80%. No credit score required.

50 States

Crestbridge Capital

Loans from $100K to $100M. Maximum loan-to-value percentage of 80%. 600 credit score required.

46 States