North Carolina Hard Money Lending Guide
Our platform has 467 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $55M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.
Global Property Asset Management, Inc.
Loans from $30K to $8M. Maximum loan-to-value percentage of 80%. No credit score required.
Realty Capital Source
Loans from $50K to $1M. Maximum loan-to-value percentage of 90%. 660 credit score required.
Texas Private Lending
Loans from $100K to $200K. Maximum loan-to-value percentage of 75%. No credit score required.
Nuvida Funding
Loans from $20K to $1M. Maximum loan-to-value percentage of 65%. 400 credit score required.
Frias Financial
Loans from $500K to $100M. Maximum loan-to-value percentage of 65%. 580 credit score required.
Real Direct Lending
Loans from $100K to $50M. Maximum loan-to-value percentage of 95%. 660 credit score required.
Grand Bay Investments
Loans from $200K to $10M. Maximum loan-to-value percentage of 75%. No credit score required.
West Capital Consultants LLC
Loans from $300K to $20M. Maximum loan-to-value percentage of 80%. 550 credit score required.
South End Capital Corporation
Loans from $175K to $5M. Maximum loan-to-value percentage of 80%. No credit score required.
Trust Fund Capital
Loans from $1M to $100M. Maximum loan-to-value percentage of 40%. No credit score required.
J&M Business Capital
Loans from $50K to $3.5M. Maximum loan-to-value percentage of 80%. 660 credit score required.
Vilasa Capital
Loans from $500K to $15M. Maximum loan-to-value percentage of 80%. 645 credit score required.
VP Capital Lending
Loans from $50K to $5M. Maximum loan-to-value percentage of 90%. 680 credit score required.
Rehab Financial Group, LP
Loans from $50K to $2M. Maximum loan-to-value percentage of 65%. 620 credit score required.
Oakwood Lending
Loans from $30K to $300K. Maximum loan-to-value percentage of 70%. No credit score required.
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