North Carolina Hard Money Lending Guide

Our platform has 421 hard money lenders that service North Carolina. The loans they offer range from no minimum to $500M with an average cap of $51M. The maximum loan-to-value (LTV) accepted is 100% with an average limit of 82%. The lowest minimum required credit score to qualify for a loan is 300 while the highest is 700. North Carolina ranks as #7 in popularity for hard money lenders. The areas with the most real estate and lending activity are Charlotte, Raleigh and Greensboro. To find a lender that meets your exact criteria, submit a quick request.

InstaLend

Loans from $50K to $50M. Maximum loan-to-value percentage of 90%. 650 credit score required.

50 States

Capital Funding Service

Loans from $50K to $5M. Maximum loan-to-value percentage of 75%. No credit score required.

47 States

Primeau Funding

Loans from $180K to $100M. Maximum loan-to-value percentage of 75%. 550 credit score required.

50 States

Elite 1 Finance

Loans from $75K to $100M. Maximum loan-to-value percentage of 95%. 550 credit score required.

50 States

CIVIC Financial Services

Loans from $50K to $3.5M. Maximum loan-to-value percentage of 80%. 620 credit score required.

45 States

Nathan Capital Group

Loans from $500K to $300M. Maximum loan-to-value percentage of 80%. 500 credit score required.

50 States

Peak Asset Lending

Loans from $25K to $1M. Maximum loan-to-value percentage of 70%. No credit score required.

25 States

Proactive Commercial Lending Group

Loans from $500K to $10M. Maximum loan-to-value percentage of 85%. 500 credit score required.

48 States

DBH CAPITAL LLC

Loans from $50K to $100M. Maximum loan-to-value percentage of 100%. 500 credit score required.

47 States

United Financial Group

Loans from $250K to $50M. Maximum loan-to-value percentage of 95%. 500 credit score required.

48 States

Crowd Lending Inc.

Loans up to $10M. Maximum loan-to-value percentage of 100%. No credit score required.

50 States

Revolver Finance

Loans from $50K to $2.5M. Maximum loan-to-value percentage of 75%. 600 credit score required.

47 States

Aloha Capital

Loans from $50K to $10M. Maximum loan-to-value percentage of 85%. 620 credit score required.

46 States

Dominion Financial

Loans up to $2M. Maximum loan-to-value percentage of 90%. 660 credit score required.

50 States

Navigator Private Capital

Loans from $100K to $5M. Maximum loan-to-value percentage of 90%. 600 credit score required.

39 States